EXPENSE |
PAID |
Mortgage Application and Appraisal Fee |
At time of application |
Appraisal Fee |
At inspection |
Property Inspection (optional) |
At inspection |
Legal Fees |
Closing |
Legal Disbursements |
Closing |
Deed and/or Mortgage Registration |
Closing |
Property Survey
(sometimes provided by seller) |
When completed |
Land Transfer, Deed Tax or Property
Purchase Tax (in Quebec within 3 months following signing) |
Closing |
Mortgage
Interest Adjustment and
Take Over Fee (if applicable) |
Closing |
Adjustments for Fuel, Taxes, etc. |
Closing |
Mortgage Insurance
(and application fee if applicable) |
Closing |
Home and Property Insurance |
Closing and on-going |
Connection Charges for Utilities
such as Gas, Water and Electricity |
Date of move |
Moving Expenses |
Date of move |